Individual and Ancillary Options

The individual market has many confusing aspects to it that we can assist with:

• Making sure the plan you pick matches the doctors, facilities, and hospitals you wish to use.

• Making sure the plan you pick will cover the prescription drugs you need to take.

• Doing a cost analysis of the plans in order to pick the plan that fits your budget and will be the most cost-effective for you throughout the year.

• Assisting clients in determining if they have a valid SEP to enroll in insurance during a non-Open Enrollment period

• Assisting clients determine if they qualify for APTC’s (subsidies) and how much they would qualify for.

• Completing a YourHealthIdaho application in order to acquire APTC (subsidies) to assist in paying for their plans.

We also have a selection of Short-Term Plan options; low-cost, underwritten plans, that offer many of the same benefits included in the ACA plans; and other options for those that need coverage outside of the Open Enrollment period.

A healthy smile is a gift to the world.  With so many health benefits linked to regular dental care, it’s a gift to yourself too.  Plus, preventive dental checkups are healthy on your bottom line — saving you unnecessary medical expenses in the long term.  So invest in your smile.  

We have a selection of options that offer Individual and Family plans that can be purchased year-round directly through the carrier.